Sadhana D, Expert Author, Platinum status. For more information on temporary insurance: Temporary Car Insurance
Information on short term insurance: Short Term Car Insurance
Temporary Car Insurance!
Auto insurance is quite popular with people. This kind of cover provides protection against any kind of risk that you may be exposed to while driving. The prime reason to have this kind of cover is the replacement of an expensive asset. Generally, auto covers are expensive. The cover provides protection to a driver for bodily injury or death of another person in an incident that you are legally responsible. It also pays for medical expenses with regard to the accident covering legal defense costs. Moreover, one can also find medical payment coverage. This will cover the expenses for medical treatment for you and your passengers during an accident. This is irrespective of the fact whether you were at fault or not. If you have been finding it difficult to get one day insurance, you can also look online. There are innumerable advisers online who can help get cover quickly. You could also choose from a wide variety of cheap car policies. It will help you save a substantial amount of money too. As they are of short term in nature, they are quick to avail. If you have suddenly planned a drive out with your friends or family, you must get hold of this kind of cover. If you have used somebody elses car and wish to get covered with an insurance, you can make use of this cover. Temporary car insurance comes in handy while travelling short distance and planning an outing urgently. If you need cover for a short period of time, you can benefit from this cover. You may feel the need to cover an additional driver for your car, or cover yourself if you need to drive an alternative vehicle. You can use short term insurance for this purpose. This cover is comprehensive and can be taken out for a day or up to 28 days. To be eligible for this kind of cover, you must fulfill certain criteria: If you are a policyholder or an additional driver, you must: Have a current full drivers licence (for a minimum of 1 year) (Australian or USA/Canadian licences are unacceptable) Be aged 21 - 75 years (and age 21 - 75 as an additional driver) Have no more than 6 penalty points on your licence in the last 3 years Have not been disqualified from driving in the last 5 years Have not had more than one fault claim in the last 3 years These are some of the measures that you need to follow to get a temporary car insurance. It is advisable to have a short term cover than suffer for no fault of yours.